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What to Do If Your Hurricane Claim Was Denied

What to Do If Your Hurricane Claim Was Denied

3 Steps to Take After a Denied Claim

Hurricane Ida left thousands of Louisiana residents without power and significant home damages that may take years to recover from. Recent reports estimate that the costs of these damages are upwards of $95 billion nationwide, and over 100,000 insurance claims were filed in the aftermath.

Having an insurance provider deny a claim in these dire circumstances can leave many questioning what their next steps should be. If your Ida claim was denied, read on to learn the three things you should do next to begin your appeals process.

#1. Learn Why You Were Denied

Often when an insurance company denies a claim, you will receive some form of communication detailing why this occurred. If you have not yet received this notice, reach out to your provider to discuss it. Often the issues with your claim are simple fixes, but unclear reasoning for a denied claim could potentially point to insurance bad faith.

#2. Gather More Evidence

If your claim was denied due to insufficient evidence, take the time to collect documents, images, and an inventory of damages. These may work to strengthen your claim. It may also help if you speak to contractors and get estimates of the cost of repairs or have documentation proving that these repairs have to be made.

#3. Contact an Attorney

Working with an attorney is one of the most effective ways to discover why your claim was denied and what you can do to recover compensation for the damages. They may also be able to fight on your behalf in the courtroom if it turns out that your claim was undervalued, wrongfully denied, or done so in bad faith.

If you are seeking an attorney following a denied Hurricane Ida claim, contact the team at The Chopin Law Firm LLC today. Our attorneys are skilled in hurricane damage claims and are prepared to help you pursue an appeal or lawsuit if need be. Call (504) 475-2429 or fill out this short form to schedule a free consultation.