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Small Business Insurance Claims Amid Coronavirus Pandemic

Global health and safety concerns amid the coronavirus pandemic are causing a complete disruption and impediment to what many considered “normal life” just weeks ago. As New Orleans and more cities and states across the U.S. experience and prepare for lockdowns and stay-at-home orders, the economic costs of the coronavirus pandemic are undisputable.In some states with more cases, such as Louisiana, New York and California, nonessential businesses have been ordered to close until further notice.

The Financial Impact

According to the Centers for Disease Control and Prevention (CDC), “the best way to prevent illness is to avoid being exposed to this virus.” The organization has recommended that individuals practice social distancing and stay home if they or a member of their household is feeling sick.

Due to this fact, many individuals have no choice but to remain home instead of going out to eat or participate in activities outside of their homes. While this is no doubt the best choice to avoid catching the virus, businesses are suffering from losses due to fewer and fewer paying customers.

To prevent further possible spread, some businesses are choosing to shut their doors until further notice; others are only doing to-go orders only or limiting hours of operation, with many making far less money than they normally would. Unfortunately, this means that businesses that are simply doing their part in preventing the spread of COVID-19 are being greatly impacted themselves.

What Insurance May Cover

If your business suffered losses due to the spread of coronavirus, you may be entitled to receive insurance payments in order to get your losses covered. Insurance is a tool that can be used to compensate for losses in times of damaging financial events.

The legal process can be complicated, especially if you’re doing it on your own. Our skilled attorneys have years of experience negotiating with insurance companies and are here to help you navigate the insurance claims process. We will review the details of your insurance policy to find out what compensation you can receive. This way, you can financially recover and your business can reopen once the pandemic settles.

We Remain Open For You

At The Chopin Law Firm, we care deeply for our local communities and will remain open for the businesses that need legal resources during these times. It is now more important than ever before to lean on people that you can trust. In light of the numerous financial impacts, our attorneys are offering our legal services to help businesses pursue insurance claims for their losses.

We value your health and safety and understand that you may be unable to leave your home. Our team can provide alternatives to in-person consultations and legal meetings, such as virtual meetings or even talking over the phone. We are available 24/7, so please don’t hesitate to reach out for help pursuing your insurance business claim.

Let’s all do our part and help lift each other up during these uncertain times.

Our firm is here for you. Contact The Chopin Law Firm at (504) 475-2429 to schedule your free virtual or phone case evaluation.