What to Do After a Hit-and-Run
Hit and run accidents occur when the driver who caused the crash flees the scene. Under Louisiana law, those who cause these collisions may be subject to a fine and jail time; however, penalties will be higher if an injury or death occurs. Because of the potentially harmful nature of hit-and-runs, victims often question whether it’s even possible to prove who caused it.
Investigating a Hit-and-Run Accident
It’s important to take action as soon as possible following a hit-and-run accident. The first step is to call the police so they can file a report and begin an investigation. Descriptions of the vehicle, a partial or full license plate number, or even a description of the driver can be useful information. Certain intersections may also have traffic cameras, as do parking lots and storefronts. Depending on where the incident occurred, it may be easier to gather evidence.
If you have comprehensive insurance coverage, your insurer may be able to help with the investigation as well. Many insurers have a team of investigators who can help track down the at-fault driver. However, it’s important to note that you may still be responsible for paying your deductible if the other driver is not found.
What If the Driver Isn’t Found?
In some cases, it may not be possible to find the at-fault driver. If this happens, you may still have options for compensation. If you have uninsured/underinsured motorist (UM/UIM) coverage, you can file a claim with your insurance provider. This type of coverage typically protects you when the at-fault driver either doesn’t have insurance or doesn’t have enough insurance to cover the damages they caused; however, it also applies to hit-and-runs.
Filing a UM/UIM claim can be more complicated than filing a standard insurance claim, so it’s important to work with an experienced attorney who can help you navigate the process and get the compensation you deserve.
New Orleans Car Accident Attorneys
If you’ve been injured in a car crash, don’t hesitate to get the help you need. While you focus on healing and recovery, our The Chopin Law Firm LLC attorneys can get to work helping your claim be successful. Get started today by calling (504) 475-2429.