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3 Things to Remember If You’re Injured on Someone’s Property


Injuries can happen anywhere. When they occur on someone’s residential property, you are entitled to file a premises liability claim through the property owner’s homeowners insurance.

When such an event happens at the residence of someone you know, be it an acquaintance, friend, or family member, feelings can be very tense and emotions can run high. While it’s understandable that you don’t want to offend this person, you should not let these feelings hinder you from pursuing the compensation you deserve.

Here are a few things to remember when you’re injured at the property of someone you know.

Expenses Can Rack Up Quickly.

You may not want to make a big deal out of your accident or injuries, but you should be aware that medical expenses can rack up quickly, even for seemingly “minor” injuries. If you slip and fall on someone’s property, for instance, the cost of related medical bills averages between $30,000 and $40,000, according to fall data from the Centers for Disease Control and Prevention.

They may offer you a lump sum of money in exchange for not filing a claim, however, it is highly advised against taking such an offer “under the table.”

You File a Claim Through Their Homeowners Insurance.

Many people are wary of filing a claim after sustaining an injury on another person’s property. However, keep in mind that you will be filing the claim through the property owner’s homeowners insurance. This means that the insurance company, not the homeowner, will be responsible for paying your damages.

Your Health and Wellbeing Come First.

Above all else, your health and recovery come first. Filing a claim is not about being financially opportunistic—it’s about recovering the compensation you need to pay for your medical expenses, make up for lost wages, pay your regular bills, and put food on the table. Additionally, it is within your legal right to file a claim if you are injured because of a property owner’s negligence.

The aftermath of an injury can be stressful. Please know that you don’t have to go through this process alone, and we don’t want you to. Our New Orleans premises liability lawyers are here to help you file a premises liability claim and pursue maximum compensation for your injuries so you can focus on healing the right way.

Contact The Chopin Law Firm at (504) 475-2429 to get started with a free consultation.