Hurricanes are some of the most destructive forces of nature with the ability to wreak havoc on homes, families, businesses, and entire communities in just a matter of hours. Being that Louisiana is third in line when it comes to getting hit by the most hurricanes, many of us are all too familiar with the devastation that these natural disasters can leave behind.
Having a homeowner’s insurance policy may offer you some peace of mind in the chance that your home or property is damaged in a hurricane. Unfortunately, insurance companies are profit-making businesses and are motivated to make money by paying out as little or as few claims as possible—leaving those who faithfully pay their monthly premiums without a source of financial recovery.
Whether you need help reviewing your insurance policy before a hurricane hits or need legal representation filing a hurricane damage claim, it’s always in your best interest to have a property damage claims attorney on your side who will advocate for your best interests.
Helping You Avoid a Claim Denial
It’s a sad reality that you really can’t count on the insurance company to do the right thing. When a hurricane hits, many homeowners are impacted at one time, so the insurers are often hit with costly claims all at once. Having to pay these out at once can be extremely costly, so in order to retain profit, they may try to deny even legitimate claims.
Your insurer will investigate your hurricane property damage and may attempt to deny reimbursing your losses by claiming that:
- You don’t have the right coverage
- You didn’t take steps to mitigate the risks of damage to your property
- You reached your coverage limit
- You didn’t document the damages
Standing by Ready to Advocate On Your Behalf
In order to protect your financial future, it’s imperative that you don’t go up against the insurance company alone. The attorneys at The Chopin Law Firm have extensive experience and handling the ins and outs of property damage claims, including those specific to hurricane-related damage.
If your home was hit by a hurricane, you’ve already been through enough. Don’t go up against the insurance company when you don’t have to. Our firm is here to help you get through your most trying times and ensure that the insurance company reimburses you for the full amount of your damage according to your policy. We offer no-fee, no-obligation case reviews and you pay nothing out of pocket to retain our services.